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Retail

"A Sale is a Gift Until the Bill is Paid"

Cutthroat competition, Product obsolescence, shrinkage, excess inventory, seasonality, weather, demanding customers and fast moving fashion trends — the retail industry is full of challenges. Given this competitive landscape, the last thing that should be taking up your time is chasing down delinquent payments. Unfortunately, receivables management is a crucial component of the business, often consuming a significant portion of your working capital. With Arrow's 40 years of experience as a partner, you can focus on the core retailing competencies of merchandising, inventory management, advertising and promotion, and leave the A/R management to us. A/R management is what we do best. Arrow offers an array of receivables management solutions for your current and charged-off accounts, ranging from valuation services that shed light on how much your A/R is worth to outright purchases of paper to generate immediate liquidity. For customers with even broader needs, Arrow, along with its strategic partners, can serve as a single resource for liquidating both underperforming receivables and fixed assets including inventory, fixtures and real estate.

Receivable Categories:

  • Store Credit Cards
  • Rental Contracts
  • Installment Loans
  • Closed-end Leases
Shopping Mall

Main Services:
First Party Calling
Third Party Contingency Collections
Portfolio Sales
Valuation Services


SLM Corporation and its subsidiaries are not sponsored by or agencies of the United States Of America
Copyright © 2005 Arrow Financial Services LLC. All Rights Reserved. 11/04 Arrow Financial Services,
Arrow Financial Services (logo), and The Science Behind Collections, are servicemarks of
Arrow Financial Services, LLC. Sallie Mae is a registered servicemark of Sallie Mae, Inc.
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IMPORTANT INFORMATION REQUIRED BY LAW: This agency is engaged in the collection of debts. This communication is an attempt to collect a debt and any information obtained will be used for that purpose.